There are eight transparent steps to financing your home

1

Select the apartment where you are interested in living.


2

Contact our sales office, where the staff will advise you on selecting a flat. After a contract has been drafted, they will contact a mortgage specialist.


3

Our mortgage specialist will then set up a meeting with you and, within 24 hours, will have put together financing for the purchase that benefits you the most.


4
A mortgage application is then prepared with a selected bank(s). Here the mortgage specialist will be handling all the necessary communication with the bank and documentation for you

NO INFLATION CLAUSE WHEN YOU COME TO US


5

Your down payment is 20% of the purchase price. You can cover the down payment from your own financial resources or, in some situations, take out a loan without having to mortgage the flat. Just bear in mind that only selected banks will extend such a loan. Subsequently, you just make monthly payments on what you draw from it. Our mortgage specialist can help you get more information.


6

"You will pay the remaining 80% of the purchase price only after the project recieved valid occupancy permit. In some cases, it will come from the mortgage loan that has been arranged. If the bank has already lent you funds for the 20% down payment, the remaining 80% will be financed from drawing down further on that loan. In either case, our specialist will review the mortgage contract and handle other essential documents such as the purchase contract letter of intent, insurance endorsement, a copy of the insurance contract, invoices and more). From that moment on, you will pay off part of the mortgage each month according to the mortgage contract you and the bank have approved."


7

After you have paid 100% of the purchase price, you will sign a purchase contract and it will be submitted by us to the Land Registry for registration of the property in your name. If you have used your own financial resources to purchase the flat, you have the option of mortgaging it to obtain back some or all of what you paid.


8

You'll receive the keys to your new home.


What are the chief advantages of financing through a mortgage specialist?

Our mortgage specialist will be glad to walk you through the entire process of financing your home.

You will receive financing options advantageous to you from each bank in a clear document.

The specialist completes and submits the mortgage applications for you and prepares the documents for the bank.

The specialist oversees the approval process and provides any additional supporting documents if they are requested.

The specialist handles the requests for drafting and review of loan and pledge agreements.

The specialist arranges the date for signing the contracts at the bank.

The specialist registers your ownership of the property in the land registry.

The specialist arranges a home insurance policy for you tailored to your home and situation.

The specialist will guide you through the entire mortgage process.

Save your time.

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    * Flats cannot be booked online. They are reserved only after a letter of intent has been signed.

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