How to finance
your home at Pri Mýte
The path to your dream home does not have to be complicated. Let us guide you through the options and the financing process for your new property in our project.
Welcome to www.primyte.sk. Before you begin using our website, we recommend that you carefully read the following Personal Data Processing Policy that we follow whenever you provide us with your personal data.
Introduction
Your privacy is important to us. Therefore, we strive to ensure a high level of protection for your personal data during processing, as well as to maintain transparency in how your data are processed, in accordance with the Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and repealing Directive 95/46/EC (hereinafter referred to as the "GDPR").
For the purposes of the GDPR, the data controller responsible for determining the purpose and scope of the processing of personal data provided through any functionality of this website is Penta Real Estate, s.r.o. (hereinafter referred to as “PRE” or “Data Controller PRE”), with its registered seat at Digital Park II, Einsteinova 25, Bratislava 851 01, Company ID No. (IČO): 51 284 502. PRE is entered in the Business Register of the District Court Bratislava I, section: sro, file no. 124856/B. If you have any questions regarding the processing of your personal data or if you wish to exercise any of your rights under the GDPR, please reach out to us at the address mentioned above for Data Controller PRE, or email us at: GDPR_PRE_SR@pentarealestate.com.
The Joint Controllers for
the information system of the IS Marketing Group are PRE and Penta Investments, s.r.o., with
their registered seat at Digital Park II, Einsteinova 25, Bratislava 851 01, Registered Number:
47 258 896, entered in the Business Register of the District Court Bratislava I, section: Sro,
file no. 124855/B (hereinafter referred to as "Joint
Controllers").
Collection of Personal Data
This policy applies to the processing of personal data that we collect directly from you when you:
(a) fill out the contact form;
(b) request newsletters;
(c) provide feedback; and
(d) provide personal data via telephone or email communications using the contact details provided on this website
We also collect cookies while you use this website. For more information, please refer to our Cookie Policy.
Personal Data We Process
For the purposes specified below in section 4 of this policy, we process personal data of:
However, the personal data we collect are processed in accordance with the principle of data minimization enshrined in the GDPR, hence processed only as necessary and to the following extent: full name, email address, and phone number.
We do not process special categories of personal data under the GDPR or personal data of individuals under the age of 16.
It is crucial that the personal data we process about you are accurate and up to date. Please inform us in case your personal data change during their processing.
Purposes of Personal Data Processing
We process your personal data for the following purposes:
In case we process your personal data for direct marketing purposes, such as sending newsletters, you will always have the option to unsubscribe at any time in the future if you no longer wish to receive them.
Personal data processed for the marketing purposes of the Joint Controllers are processed in a separate information system of the IS Marketing group, based on an agreement between the Joint Controllers.
Legal Basis for Personal Data Processing
The processing of your personal data for the purposes described above in section 4, paragraph (a) (i.e., communication based on your expressed interest) and for the purposes described in paragraph (b) (i.e., marketing activities of the Joint Controllers) is based on our legitimate interest in (i) active communication with individuals who expressed their interest in properties from our real estate portfolio and (ii) effective marketing support and promotion of our business activities and our real estate portfolio offer. Although our legitimate interests serve as the legal basis for processing of your personal data, we always respect and prioritize your rights and interests over ours.
In cases where personal data is processed for the purpose of managing and protecting this website, as described in section 4, paragraph (c), the legal basis for processing personal data is also a legitimate interest, which includes providing IT services and ensuring security.
The processing of your personal data on the basis of our legitimate interest, complies with Article 6(1)(f) of the GDPR. Nonetheless, you have the right to object to the processing of your personal data at any time. If you wish to do so, please feel free to contact us in writing at the address of our registered seat provided at the beginning of this policy, or by emailing: GDPR_PRE_SR@pentarealestate.com. We will thoroughly assess each objection and inform you of the outcome.
Duration of Processing Your Personal Data
We retain your personal data for the period necessary to fulfill the purposes for which they were collected. The retention period for your personal data is five (5) years from the date of collection. We regularly review the retention period, and upon its expiry, we will cease processing your personal data and either delete or securely destroy them.
Sharing Your Personal Data with Third Parties
In accordance with the purposes specified in this policy, your personal data is also processed by third parties.
These third parties are service providers used by Data Controller PRE to facilitate the processing of your personal data for the purposes stated in this policy. Specifically, these services include technical and software support, and the administration of marketing and sales activities by Data Controller PRE, and companies through which Data Controller PRE undertakes development, construction, and sale of properties in various real estate projects, alongside the Joint Controllers.
A third party is Bavint, s.r.o., with its registered seat at Digital Park III, Einsteinova 25, Bratislava - Petržalka 851 01, Company ID No. (IČO): 36725994, entered in the Business Register of the District Court Bratislava I, section: sro, file no. 44126/B, through which Data Controller PRE conducts development, construction, and sales of properties within the Pri Mýte project.
Another third party is Invelity s.r.o., with its registered seat at Strážska cesta 22 - Zvolen 960 01, Company ID No. (IČO): 47455411, entered in the Business Register of the District Court Banská Bystrica, section: sro, file no. 25341/S, through which Data Controller PRE conducts development, construction, and sales of properties within the Pri Mýte project.
A company specializing in web support and marketing communications also acts as a sub-processor in managing your personal data.
Regarding cookies that do not require consent under the Cookie Policy (see link above), our processors include the following companies:
International Transfer of Your Personal
Data
The software system used to process your personal data under a license agreement between Data Controller PRE and the software system provider is stored on the provider’s servers located in the United Kingdom of Great Britain and Northern Ireland.
Your Rights in Relation to the Processing
of Your Personal Data
The GDPR grants you a comprehensive set of rights, which we fully respect, allowing you to exercise them to the full extent. In exercising your rights, you are particularly entitled to:
If you would like more information about your rights under the GDPR, which you can exercise in relation to the processing of your personal data, please do not hesitate to contact us in writing at the address of our registered seat provided at the beginning of this policy, or by emailing: GDPR_PRE_SR@pentarealestate.com.
We are committed to addressing any inquiries you may have and to resolving any complaints regarding the processing of your personal data. However, if you believe that your complaint has not been adequately addressed, please note that in Slovakia you have the right to submit a complaint to the Office for Personal Data Protection.
Please note that this Processing of Personal Data Policy may be unilaterally amended at any time.
Penta Real Estate, s.r.o.
Penta Investments, s. r. o
How to finance
your home at Pri Mýte
The path to your dream home does not have to be complicated. Let us guide you through the options and the financing process for your new property in our project.
The financing process in 8 clear steps:
Choose the flat/apartment you are interested in.
Contact our sales representatives, who will assist you with flat selection. After a contract has been drafted, they will facilitate contact with a mortgage specialist.
Our mortgage specialist will arrange a personal meeting with you and prepare the most beneficial financing offers within 24 hours of the meeting.
You will cover 20% of the purchase price upfront, in the form of a down payment. This can be paid using your own funds, or you may qualify for a loan to cover this initial payment without the need to mortgage the property — an option available only by selected banks. Afterwards, your monthly payment will only reflect the amount of the loan you have used. Our mortgage specialist will be happy to provide more details.
Only after the project receives a valid occupancy certificate, you will pay the remaining 80% of the purchase price. This portion is typically financed through a loan. If you have already taken out a loan for the initial 20%, you will fund the rest by drawing down further on that loan. In both cases, our mortgage specialist will review the collateral contract and handle all the necessary paperwork for you, such as the future sale contract, insurance endorsement, a copy of the insurance contract, invoices, etc. From then on, you will begin making full monthly payments based on your approved mortgage loan agreement.
Once you have paid 100% of the purchase price, you will sign the contract of sale, and we will submit it along with the application to register your property rights to the Land Registry. If you used your own funds to purchase the property, you have the option to get reimbursed through a mortgage loan.
Collect the keys to your new home.
What are the main advantages of using the services of a mortgage specialist?
Our mortgage specialist will be happy to assist you with the entire financing process.
The mortgage specialist will compile the best offers from various banks into an easy-to-understand document for you.
The mortgage specialist will complete and submit loan applications on your behalf and prepare the necessary documentation for the bank.
The mortgage specialist will oversee the approval process and secure any additional documentation if needed.
The mortgage specialist requests and ensures the review of loan and collateral contracts.
The mortgage specialist arranges the contract signing at the bank.
The mortgage specialist will handle the property registration with the Land Registry on your behalf.
The mortgage specialist will arrange a property and household insurance tailored to your needs.
The mortgage specialist will guide you through the entire mortgage process.
The mortage specialist will save your time.
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Come live at Pri Mýte
PRIII Mýte
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