Benefits of financing with a reduced interest rate:

The reduction in the interest rate by 3% p.a. applies to any approved home loan

The reduced interest rate is contractually set, directly in the loan agreement

You are guaranteed a lower monthly repayment during the first two years with a housing loan that has a two-year fixed interest rate.

This offer is valid for housing loan applications submitted at any Tatra banka branch or via the DIALOG Live contact center.

Finance your home without the complicated processes

The reduced interest rate of 3% p.a. will be directly stipulated in the loan agreement.

This means that you will pay a lower monthly repayment, without the developer having to reimburse you the price difference later, whether as a one-time or monthly subsidy.

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Who is eligible for the reduced interest rate?

Any applicant interested in purchasing an apartment at Pri Mýte, who applies for a housing loan from Tatra banka, can qualify for the 3% p.a. reduced interest rate.

An applicant can apply for a housing loan either independently or through our mortgage advisor.

Model example of a monthly housing loan repayment with reduced interest rate:

Mortgage repayment with commercial interest

Mortgage amount

176 000 €

Maturity

30 years

Fixed-rate period

2 years

Mortgage interest rate

4,69 % p. a.

Interest rate for repayment calculation

4,69 % p. a.

Monthly repayment

911,74 €

Outstanding balance at the end of the 2nd year

170 378,49 €

Saved difference on mortgage repayments

-

Saved difference on principal

-

Total savings

-

Mortgage repayment with a standard subsidized mortgage

Mortgage amount

176 000 €

Maturity

30 years

Fixed-rate period

2 years

Mortgage interest rate

4,69 % p. a.

Interest rate for repayment calculation

1,69 % p. a.

Monthly repayment

623,59 €

Outstanding balance at the end of the 2nd year

170 378,49 €

Saved difference on mortgage repayments

6 915,6 €

Saved difference on principal

-

Total savings

6 915,6 €

Mortgage repayment with reduced interest rate

Mortgage amount

176 000 €

Maturity

30 years

Fixed-rate period

2 years

Mortgage interest rate

1,69 % p. a.

Interest rate for repayment calculation

1,69 % p. a.

Monthly repayment

623,59 €

Outstanding balance at the end of the 2nd year

166 835,09 €

Saved difference on mortgage repayments

6 915,6 €

Saved difference on principal

3 543,4 €

Total savings

10 459 €

*This model example was calculated based on the offer for a 1.5-room flat, priced at €220,000, including a parking space and a storage unit. The amount of the mortgage loan, when financing 80% of the value of the mortgaged property with a 30-year maturity, would thus be €176,000. Complete conditions of the promotion can be found in the Terms and Conditions of the "Reduced Interest" promotion. The Tatra banka housing loan offer, including a representative example, is available on the website.

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