Get a reduced
interest rate starting
from 1.29 % per annum
for Pri Myte project
Finance your home with at a 3% p.a. lower interest rate during a two-year fixed-rate period.
Welcome to www.primyte.sk. Before you begin using our website, we recommend that you carefully read the following Personal Data Processing Policy that we follow whenever you provide us with your personal data.
Introduction
Your privacy is important to us. Therefore, we strive to ensure a high level of protection for your personal data during processing, as well as to maintain transparency in how your data are processed, in accordance with the Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and repealing Directive 95/46/EC (hereinafter referred to as the "GDPR").
For the purposes of the GDPR, the data controller responsible for determining the purpose and scope of the processing of personal data provided through any functionality of this website is Penta Real Estate, s.r.o. (hereinafter referred to as “PRE” or “Data Controller PRE”), with its registered seat at Digital Park II, Einsteinova 25, Bratislava 851 01, Company ID No. (IČO): 51 284 502. PRE is entered in the Business Register of the District Court Bratislava I, section: sro, file no. 124856/B. If you have any questions regarding the processing of your personal data or if you wish to exercise any of your rights under the GDPR, please reach out to us at the address mentioned above for Data Controller PRE, or email us at: GDPR_PRE_SR@pentarealestate.com.
The Joint Controllers for
the information system of the IS Marketing Group are PRE and Penta Investments, s.r.o., with
their registered seat at Digital Park II, Einsteinova 25, Bratislava 851 01, Registered Number:
47 258 896, entered in the Business Register of the District Court Bratislava I, section: Sro,
file no. 124855/B (hereinafter referred to as "Joint
Controllers").
Collection of Personal Data
This policy applies to the processing of personal data that we collect directly from you when you:
(a) fill out the contact form;
(b) request newsletters;
(c) provide feedback; and
(d) provide personal data via telephone or email communications using the contact details provided on this website
We also collect cookies while you use this website. For more information, please refer to our Cookie Policy.
Personal Data We Process
For the purposes specified below in section 4 of this policy, we process personal data of:
However, the personal data we collect are processed in accordance with the principle of data minimization enshrined in the GDPR, hence processed only as necessary and to the following extent: full name, email address, and phone number.
We do not process special categories of personal data under the GDPR or personal data of individuals under the age of 16.
It is crucial that the personal data we process about you are accurate and up to date. Please inform us in case your personal data change during their processing.
Purposes of Personal Data Processing
We process your personal data for the following purposes:
In case we process your personal data for direct marketing purposes, such as sending newsletters, you will always have the option to unsubscribe at any time in the future if you no longer wish to receive them.
Personal data processed for the marketing purposes of the Joint Controllers are processed in a separate information system of the IS Marketing group, based on an agreement between the Joint Controllers.
Legal Basis for Personal Data Processing
The processing of your personal data for the purposes described above in section 4, paragraph (a) (i.e., communication based on your expressed interest) and for the purposes described in paragraph (b) (i.e., marketing activities of the Joint Controllers) is based on our legitimate interest in (i) active communication with individuals who expressed their interest in properties from our real estate portfolio and (ii) effective marketing support and promotion of our business activities and our real estate portfolio offer. Although our legitimate interests serve as the legal basis for processing of your personal data, we always respect and prioritize your rights and interests over ours.
In cases where personal data is processed for the purpose of managing and protecting this website, as described in section 4, paragraph (c), the legal basis for processing personal data is also a legitimate interest, which includes providing IT services and ensuring security.
The processing of your personal data on the basis of our legitimate interest, complies with Article 6(1)(f) of the GDPR. Nonetheless, you have the right to object to the processing of your personal data at any time. If you wish to do so, please feel free to contact us in writing at the address of our registered seat provided at the beginning of this policy, or by emailing: GDPR_PRE_SR@pentarealestate.com. We will thoroughly assess each objection and inform you of the outcome.
Duration of Processing Your Personal Data
We retain your personal data for the period necessary to fulfill the purposes for which they were collected. The retention period for your personal data is five (5) years from the date of collection. We regularly review the retention period, and upon its expiry, we will cease processing your personal data and either delete or securely destroy them.
Sharing Your Personal Data with Third Parties
In accordance with the purposes specified in this policy, your personal data is also processed by third parties.
These third parties are service providers used by Data Controller PRE to facilitate the processing of your personal data for the purposes stated in this policy. Specifically, these services include technical and software support, and the administration of marketing and sales activities by Data Controller PRE, and companies through which Data Controller PRE undertakes development, construction, and sale of properties in various real estate projects, alongside the Joint Controllers.
A third party is Bavint, s.r.o., with its registered seat at Digital Park III, Einsteinova 25, Bratislava - Petržalka 851 01, Company ID No. (IČO): 36725994, entered in the Business Register of the District Court Bratislava I, section: sro, file no. 44126/B, through which Data Controller PRE conducts development, construction, and sales of properties within the Pri Mýte project.
Another third party is Invelity s.r.o., with its registered seat at Strážska cesta 22 - Zvolen 960 01, Company ID No. (IČO): 47455411, entered in the Business Register of the District Court Banská Bystrica, section: sro, file no. 25341/S, through which Data Controller PRE conducts development, construction, and sales of properties within the Pri Mýte project.
A company specializing in web support and marketing communications also acts as a sub-processor in managing your personal data.
Regarding cookies that do not require consent under the Cookie Policy (see link above), our processors include the following companies:
International Transfer of Your Personal
Data
The software system used to process your personal data under a license agreement between Data Controller PRE and the software system provider is stored on the provider’s servers located in the United Kingdom of Great Britain and Northern Ireland.
Your Rights in Relation to the Processing
of Your Personal Data
The GDPR grants you a comprehensive set of rights, which we fully respect, allowing you to exercise them to the full extent. In exercising your rights, you are particularly entitled to:
If you would like more information about your rights under the GDPR, which you can exercise in relation to the processing of your personal data, please do not hesitate to contact us in writing at the address of our registered seat provided at the beginning of this policy, or by emailing: GDPR_PRE_SR@pentarealestate.com.
We are committed to addressing any inquiries you may have and to resolving any complaints regarding the processing of your personal data. However, if you believe that your complaint has not been adequately addressed, please note that in Slovakia you have the right to submit a complaint to the Office for Personal Data Protection.
Please note that this Processing of Personal Data Policy may be unilaterally amended at any time.
Penta Real Estate, s.r.o.
Penta Investments, s. r. o
Get a reduced
interest rate starting
from 1.29 % per annum
for Pri Myte project
Finance your home with at a 3% p.a. lower interest rate during a two-year fixed-rate period.
Benefits of financing with a reduced interest rate:
The reduction in the interest rate by 3% p.a. applies to any approved home loan
The reduced interest rate is contractually set, directly in the loan agreement
You are guaranteed a lower monthly repayment during the first two years with a housing loan that has a two-year fixed interest rate.
This offer is valid for housing loan applications submitted at any Tatra banka branch or via the DIALOG Live contact center.
Finance your home without the complicated processes
The reduced interest rate of 3% p.a. will be directly stipulated in the loan agreement.
This means that you will pay a lower monthly repayment, without the developer having to reimburse you the price difference later, whether as a one-time or monthly subsidy.
Who is eligible for the reduced interest rate?
Any applicant interested in purchasing an apartment at Pri Mýte, who applies for a housing loan from Tatra banka, can qualify for the 3% p.a. reduced interest rate.
An applicant can apply for a housing loan either independently or through our mortgage advisor.
Model example of a monthly housing loan repayment with reduced interest rate:
Mortgage amount
200 000 €
Maturity
30 years
Fixed-rate period
2 years
Mortgage interest rate
4,29 % p. a.
Interest rate for repayment calculation
4,29 % p. a.
Monthly repayment
988,57 €
Outstanding balance
at the end of the 2nd year
192 406,9 €
Saved difference
on mortgage repayments
-
Saved difference on principal
-
Total savings
-
Mortgage amount
200 000 €
Maturity
30 years
Fixed-rate period
2 years
Mortgage interest rate
4,29 % p. a.
Interest rate for repayment calculation
1,29 % p. a.
Monthly repayment
670,27 €
Outstanding balance
at the end of the 2nd year
192 406,9 €
Saved difference
on mortgage repayments
7 639,2 €
Saved difference on principal
-
Total savings
7 639,2 €
Mortgage amount
200 000 €
Maturity
30 years
Fixed-rate period
2 years
Mortgage interest rate
1,29 % p. a.
Interest rate for repayment calculation
1,29 % p. a.
Monthly repayment
670,27 €
Outstanding balance
at the end of the 2nd year
188 724,34 €
Saved difference
on mortgage repayments
7 639,2 €
Saved difference on principal
3 682,56 €
Total savings
11 321,76 €
*This model example was calculated based on the offer for a 1.5-room flat, priced at €250,000, including a parking space and a storage unit. The amount of the mortgage loan, when financing 80% of the value of the mortgaged property with a 30-year maturity, would thus be €200,000. Complete conditions of the promotion can be found in the Terms and Conditions of the "Reduced Interest" promotion. The Tatra banka housing loan offer is available on the website.
For a loan of EUR 200 000 with an interest rate of 1.29 % p.a., a repayment period in months/number of instalments of 360 and a one-off loan fee of 0 EUR, a one-off property valuation fee of EUR 150, a one-off land registry fee of EUR 100 and an annual property insurance premium of EUR 50, the annual percentage rate of charge is 1.35 % with a monthly loan repayment of EUR 670,27 (the amount of the last loan instalment is 363.19 EUR). The total amount to be paid by the client is 242,740.12 EUR, the interest calculation being based on the assumption that all months of the year have 30 days and the calendar year has 360 days.
Pri Mýte Gallery
PRI MÝTE OFFERS HIGH-QUALITY ARCHITECTURE AND MODERN SOLUTIONS
The allure of the Pri Mýte project comes from its vibrant atmosphere. While photos cannot capture the full experience, you can still appreciate the modern solutions and quality architecture.
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